Welcome to First Capital Bank

Covid-19 Update: Our Wichita Falls lobby will temporarily close effective Monday, 11/30/2020; however, the drive-thru will remain open during normal business hours.

First Capital Bank offers you the highest quality banking products with an extraordinary level of service. From greeting you by name to providing you with innovative products and services, we are taking the extra steps necessary to give you the finest banking experience.

First Capital Bank is independently owned and is managed by experienced professionals with strong ties to the area. We are committed to the needs of local business and individuals. All of our decisions are made locally, allowing us to focus on you – our neighbors, our friends, our community.

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First Capital Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against First Capital Bank should contact the Texas Department of Banking through one of the means indicated below: In Person or U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294, Telephone No.: (877) 276-5554, Fax No.: (512) 475-1313, email: consumer.complaints@dob.texas.gov, Website: www.dob.texas.gov.