Loans to fit your needs…

At First Capital Bank we make all types of loans. From farm and commercial loans to personal loans, and now we are pleased to offer mortgage loans to our customers. Our goal is to be your partner in achieving all of your financial needs. You are invited to come by either of our Quanah or Wichita Falls locations to talk to one of our friendly loan officers today!

First Capital Bank is honored to service our communities and we look forward to meeting new neighbors every day. Our professional staff will give you the personal attention needed throughout the loan process and after, servicing all of our loans in-house. You will never have to call a toll-free number to an out-of-town service center to get assistance with your account.

We offer competitive rates and terms that work for your needs, plus the guidance of local lenders you can count on! Please call us today at 940-663-5311 (Quanah) or 940-264-2246 (Wichita Falls) to get answers to your questions about:

  • Commercial Real Estate loans
  • Farm and Ranch loans
  • Lines of Credit
  • Equipment, Machinery and Inventory loans
  • Investment Property loans
  • Personal loans
  • Car, Boat and RV loans
  • Home loans

Home Loans

Your home is one of the biggest investments you’ll ever make. Whether you’re buying your first home, looking to upgrade or purchase a vacation home or just want to improve on the house you have, we can help you make the most out of your investment. We offer fixed rate loans on an amortization schedule that fits your budget, and we service all of our mortgage loans for the full term. Types of home loans we offer include:

  • Mortgage loans to build, purchase or refinance your primary or second home
  • Home Equity loans (not HELOCs)
  • Home Improvement loans
  • Construction loans
  • Prequalification for your mortgage loan (not a preapproval)

First Capital Bank, NMLS ID #1551430. For a list of our mortgage loan officers and their NMLS ID numbers, please contact one of our locations.