Wichita Falls

Electronic Banking

Mobile Banking

Mobile banking is how we live now. Whether you need to check your balance, make a transfer or pay your bills it’s all at your fingertips wherever you are, 24/7. First Capital Bank now offers Mobile Deposit, as well! Simply select “Make a Deposit” in your FCB mobile bank app, take a picture of the front and back of the check you want to deposit, and click “submit”. Mobile banking is convenient, secure and free!

Download now from the App Store or Google Play

Online Banking

Online Banking with First Capital Bank at fcbqt.com or fcbwf.com gives you fast, simple and convenient control over your money. Online banking is free and includes:

  • Real-time Balances – View your personal account and loan balances
  • Account History – View checking and savings account history
  • Check Image – View the front and back of cleared checks
  • Transfer Funds – Set up scheduled or repeating transfers between accounts
  • Secure Messaging – Send and receive secure communications from the bank
  • Download History – Download account history
  • Alerts – Add Custom, Security and Card Alerts to notify you by text or email for:
  • Low balance
  • Pending ACH
  • Check Cleared
  • NSF Items Today
  • Online Transfer
  • Failed Transaction
  • Debit Card Approvals and/or Denials

Bill Payment

After enrolling in on-line banking, you will have the option to add the bill pay feature which allows you to pay recurring, occasional, and one-time bills from your computer 24 hours a day.

  • Faster Payment – some payees will receive payment days earlier.
  • Easy Navigation – your information is organized.
  • Convenient Payment History – view your pending transactions or payment history with just the click of a button.

e-Statements

An e-Statement is the same as a paper statement you receive in the mail, except it is available in your online banking account. When your e-statement is ready you will receive an email from First Capital Bank notifying you that your latest bank statement is available to view and download in your online banking account.

E-Statement delivery allows you to receive your account information quickly and securely. Your e-statements are available on-line for 24 months, and you can save them to your computer for long-time access. This convenient delivery method expedites statement delivery, eliminates the hassle of storing paper statements and provides you with a convenient, secure storage system. It also helps the environment by reducing paper usage (Go green!). No additional fees apply.

To enroll in e-Statements, follow these three simple steps:

  • Log on to your on-line banking account.
  • Click on the Accounts tab and then the Statement link.
  • Click on the ‘Electronic Only Statement’ delivery button and then opt-in.