Wichita Falls

Personal Checking

Economy Checking – A budget-friendly alternative, offering e-banking solutions to fit your pocketbook!

  • Minimum to open is $100.00
  • No monthly service charge when you sign up to receive e-statements exclusively; otherwise a $6.00 paper statement fee applies

BanClub  Checking – Enjoy unlimited check writing with valuable “extras”! Just one flat service charge and no transaction limits.

  • Minimum to open is $100.00
  • Flat monthly service charge based on the Accidental Death &Dismemberment insurance plan of your choice:
  • $6.00 for $10,000 AD&D plan
  • $7.50 for $20,000 additional AD&D plan
  • $9.00 for $30,000 family AD&D plan
  • You must register to receive additional benefits, such as hotel savings, Rx savings and more!

Personal NOW Checking – Interest-bearing checking…You’ve earned it!

  • Minimum to open is $1,500.00
  • No minimum balance required to earn interest
  • No monthly service charge when a $1,500.00 average daily balance is maintained; otherwise, a $6.00 service charge applies
  • Interest is compounded monthly and credited monthly
  • Some transaction restrictions apply to qualify for this account. The Bank reserves the right to convert an account to Economy Checking if an account displays high volume activity, at its discretion.

Plus…The following free services are offered on all of our personal checking accounts:

  • Free VISA check card(s)
  • Free Internet Banking with Bill Pay at www.fcbq.com
  • Free “e”-Statements with images on our secure internet bank, stores up to 24 months of e-statements and images
  • Free mobile banking with your smart phone.