Personal Savings  – When you need somewhere to put money aside, but you may want to access those funds occasionally!

• Minimum to open is $50.00
• No minimum balance required to earn interest, or to avoid a service charge
• 3 free withdrawals per quarter, and then an item fee of just $2.00 will apply to each withdrawal after the 3rd one
• Statements are provided semi-annually, but are available online quarterly; monthly statement if electronic activity occurs
• Federal law limits debit transactions from money market and savings accounts. Please ask your personal banker for details.

Personal Money Market – An investment account that gives you flexibility, great rates and allows limited check writing!

• Minimum to open $1,000.00
• No minimum balance required to earn interest
• No monthly service charge when a $1,000.00 average daily balance is maintained; otherwise, an $8.00 service charge applies
• 3 debits allowed per statement cycle at no charge; $5.00 excessive item fee per debit after the 3rd debit

Federal law limits debit transactions from money market and savings accounts. Please ask your personal banker for details.